Generally speaking, the answer is no. You are only entitled to compensation for the injuries and damages caused by your car accident. Because you had a pre-existing condition before the accident, insurance companies and at-fault parties are not responsible for paying you for that injury. Unfortunately, even minor accidents can result in whiplash and other subtle injuries that you might not notice right away.
Don't assume that the pain is temporary or that your treatments will result in high out-of-pocket costs. Visit a chiropractic clinic with experience in caring for car accidents so that your injuries are properly diagnosed and treated. Insurance companies often avoid paying fair compensation to people injured in car accidents on the grounds that a seriously injured person would have seen a doctor or chiropractor right away. Sometimes, they also try to claim that the injuries people suffered in a car accident were actually caused by some other unrelated source or were due to a pre-existing condition.
Claiming coverage under your PIP won't hurt your insurance qualifications; the accident itself has already done so, and applying for PIP coverage for your injuries won't make things worse. To help your doctor, it's important to explain what your activities were before the accident and how they have been limited since the accident because of their aggravation. To recover from the injuries and losses caused by the accident, your doctor must state in writing that, in their professional opinion, the accident aggravated your pre-existing condition. While it's true that whiplash and other neck and back injuries are often caused by car accidents, that's not the only reason chiropractors are a popular choice for auto accident injury care.
Active treatment just before an accident can make it difficult for the doctor to determine the extent to which the accident may have aggravated a pre-existing condition. Instead, the company will argue that your injury was prior to the accident and that it is not responsible for your costs. Not all chiropractic offices in Georgia are the same when it comes to diagnosing and treating injuries from car accidents. Sometimes, people think they don't have a claim if a car accident aggravates a pre-existing medical condition or injury.
The insurer will examine your records to find any evidence that your injury was prior to the accident. It's important to talk to an auto injury specialist to determine if an EMC is needed for an emergency medical condition. The insurance company may question the seriousness of your injuries or the source of your injuries if you don't see a chiropractor quickly to diagnose and document them. For example, let's say you were involved in a car accident and had muscle injuries in your lower back (these are typically diagnosed as a “lumbar sprain”).If you have suffered an auto accident injury due to someone else's negligence, it is important to seek medical attention as soon as possible.
This will ensure that any pre-existing conditions are properly documented and treated. It is also important to speak with an experienced auto injury specialist who can help you understand what type of compensation you may be entitled to receive for your medical bills, lost wages, pain and suffering, and other damages. At the end of the day, it is important to remember that insurance companies are not responsible for paying for any pre-existing conditions or injuries caused by an auto accident. However, if you have suffered an injury due to someone else's negligence, it is important to seek medical attention as soon as possible so that any pre-existing conditions can be properly documented and treated.